This post contains affiliate links
First off bosses don’t have bad credit. It’s Money Monday and today I am super excited to share this amazing resource that my money team and I are using to build our credit.
My very first apartment in Holywood, Florida was the size of my 96 sq feet home office and I had NO CREDIT. Just a little over 3 years ago my credit score was 420 and to date, I have raised my credit score from 420 to 700 and bought my very first house early this year. And I am working on buying my 2nd house by this Fall.
How did I do that? I’m not going to lie it was HARD as hell but bad credit was too expensive and I got TIRED of getting denied for things I needed to move my life to the next level. I couldn’t even get an apartment. So I had no choice but to clean my credit. Right now I am working my way to the 750 club and one thing I’ve been using to raise my score is SELF.
What is SELF?
Self is a financial technology company with a mission to help people build credit, particularly those who are new to credit or who might not have access to traditional financial products.
Right now, they do this by offering their Credit Builder Account, which is an installment loan that enables people to build positive payment history (if they make their monthly payment on time) while they save money for a rainy day.
SELF is the only credit builder program out there that helps you BUILD CREDIT and SAVE MONEY.
HOW TO BUILD CREDIT AND SAVE MONEY
Pretty much when you sign up with SELF;
- You select a plan
- You can do 12 or 24 months
- I’m on the 12 months and $48 plan
- So each month SELF take $48 out of my account
- They put it in a savings account for me
- They also report the $48 to the credit bureaus each month
- As a personal loan
- Now I have a new positive account reflecting on my credit
- Which will raise my score #Yesssss
- After 3 months of on-time payments
- They will also add give a new secure credit
- That’s 2 NEW POSITIVE ACCOUNTS WITH ON-TIME PAYMENTS
- And now for the 2nd best part;
- After the 12 months, I have saved $539 AND raised my credit score!!
Now that’s something I wish someone would have shared with when I had NO CREDIT. If you have hard time-saving money and been struggling to clean or build credit SELF is worth trying. My Entire money team is on the program and I am super excited to share it with my audience. #ThankMeLater 😉
You can use my link to give SELF a try HERE and start SLAYING your credit!
Of course, I’ll love to hear ALL about your money moves on the gram, let’s catch up 😉
